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Insurance Replacement Rentals

When your vehicle is in the shop after an accident, the last thing you need is more paperwork or upfront costs. OTR RENTALS works directly with insurers to provide authorized replacement vehicles — fast, simple, and with flexible dropoff options.

How It Works

We take the hassle out of insurance rentals with direct billing and delivery where you need it.

Direct Billing

We bill your insurance company directly so you don't have to pay out of pocket and wait for reimbursement.

24/7 Dropoff

Accidents don't keep business hours. We offer round-the-clock vehicle dropoff to get you back on the road fast.

Home Delivery

Can't come to us? We'll bring the replacement vehicle to your home, workplace, or another convenient location.

Auto Shop Dropoff

We can deliver the rental directly to the repair shop, so you can switch from your damaged car to a replacement seamlessly.

No Security Deposit

Once your claim is authorized by the insurance company, no refundable security deposit is required on the replacement vehicle.

Economy & Luxury Fleet

Choose from practical economy sedans and SUVs, or upgrade to premium options while your vehicle is being repaired.

The Process

From first call to keys in hand, we keep the process simple.

  1. 1

    Call or message us with your claim details and repair shop information.

  2. 2

    We confirm authorization directly with your insurance provider.

  3. 3

    We prepare a clean, inspected replacement vehicle matched to your needs.

  4. 4

    We deliver the car to your home, office, or the auto shop — 24/7.

  5. 5

    Drive worry-free while your car is being repaired; we bill the insurer directly.

Referral Rewards

Know someone who needs an insurance replacement rental? Refer them to OTR RENTALS and get paid when their rental is authorized and completed.

$250

Economy vehicle referral

e.g. Nissan Sentra, Hyundai Elantra, Kia Seltos

$500

Luxury vehicle referral

e.g. Mercedes C300, GLB250, Mustang Convertible

Reward paid after the referred rental is authorized and the vehicle is returned.

Refer Someone Now

Ready to Get Back on the Road?

Reach us any way you prefer. We're here 24/7 to handle insurance replacement requests.

Or email us at ontherunrrentals@gmail.com